Why Use Chase Credit Cards High Limit-low Interest Business Credit Card?
Business owners know that they can rely on Chase credit cards to offer them not only a high limit business credit card but also a low interest business credit card suitable for their critical business transactions. By keeping business expenses on one card, it is a simple matter to keep track of when it comes time to file tax reports. Chase credit cards also offer benefits and discounts that will help your business grow and thrive.
Several Chase credit cards offer a long introductory grace period of one full year at zero percent annual percentage rate when you make purchases or transfer balances from another credit card. In addition, they supply this service with no annual fee, unlike many other business credit card companies. The low interest business credit card can be particularly beneficial to businesses seeking to keep fee payments to a minimum in the long run as well.
Keeping track of business expenses for tax purposes is often a full-time job in itself. It is much easier when you use Chase credit cards, and restrict use of the card for business purposes solely. Chase makes tracking purchase records even easier for you because with certain business card offers they will make free quarterly reports available online. This means that anytime of the day or night, you can check in online and see exactly what your business is spending and for what purpose. In addition to taxes, this information is greatly helpful for making projections and budgets.
Why Use Chase Credit Cards High Limit-low Interest Business Credit Card?
If you do a considerable amount of business travel, using Chase credit cards can ease worries during your trips. Many of the business cards come with emergency assistance and accident insurance for times when you are traveling, so you know that you are always covered even if you are away from your home business base.
A high limit business credit card from Chase also comes with other advantages. Ordinary business expenses for items such as office supplies and computer equipment are offered at deep discounts when you purchase them using your Chase credit card. Thes cards truly focus on the needs of business owners and provide the types of savings that will most benefit your company. Some Chase credit cards also offer cash back when you make business purchases at selected restaurants, gas stations, and hardware stores. Other cards offer points which can be turned in for rewards on any item that is purchased using the high limit business credit card. In addition, there are no restrictions on these rewards. All of these different types of Chase credit cards provide monetary benefits advantageous for any business.
I can no longer pay my credit card debt. What legal actions can credit card companies take against me?
I am a 61 year old single woman, self employed ($0.00/month), with $80,000.00 credit card debt with an average 6.5% interest rate. I acquired about half of this debt from 1999 to 2005 when I was caring for my elderly parents who were ill from cancer and Alzheimer’s and was unable to acquire new clients in my business and most clients left me because I could not give them the time their accounts needed. When I started to see this happening, I answered all the ads I possibly could for employment, even interviewing and being tested to no avail and had to pay most of all my living expenses with credit cards from then until now even making the minimum payment to the credit card companies with the debt.
I own my house that has an assessed value of $165,585.00 plus taxes and insurance totaling $2,000.00 per year. I owe the bank $40,000.00 for a home improvement loan on an addition that is unfinished.
I own a commercial building free and clear and had been renting it for $1000.00 a month until June 2008 and the renters moved out. I have been trying to sell or rent it since then to no avail. Its assessed value is $80,000.00 and property taxes of $1,000.00 and insurance at $700.00 per year and needs a new roof.
I will have a 75% interest in the sale of my Mother & Father’s home when it sells? The assessed value is $316,225.00. It has a $50,000.00 home improvement loan against it.
I have a $10,000.00 IRA
One more year and I will realize about $300.00 per month in Social Security or perhaps more because an ex spouse I was married to for 30 years (wouldn’t allow me to work) is drawing much more than that?
The bottom line is I do not have any immediate money to pay the minimum balance owed to the credit card companies. I realize when and if the real estate I own sells, I will have some money. But, that money will be the ONLY money I will have to live out my life. I am hopeful every day that I will be able to find employment, but this just hasn’t happened.
I have reduced my living expenses down to $1,200 per month ($600.00 per month goes to the bank to pay the home improvement loan). I have no television, I pay only electricity, water, sewer, garbage, internet, car insurance and a cell phone that is $30.00/per month. That leaves very little for food, but I get by. The credit card minimum payments are over $1500.00 per month and these are so high because I have used the money to live on and pay my monthly bills including them. I own a 13 year old small truck but rarely drive because I cannot afford the gasoline.
My question is what are the exact steps and exact verbage to notify them that I can no longer pay any amounts to them on my unsecured debt to them? What legal actions can they take against me?
Is there a…?
card that you can use to buy gas only? I know there are gas cards that can be used as credit cards everywhere but for this small business I have, I am looking to find a card that can be given to employees and only lets gasoline purchases be made. (USA)
Exxon/Mobil has that wand that can only be used to buy gas at their stations.
Speak with your credit card company as soon as possible, before you cant pay and they turn you over to collections. It depends on the company if they can offer you any assistance. I would suggest checking into a reverse mortgage on your home, but I believe you must be at least 65 to do that. With debt that high your creditors can take you to court and have possible liens placed against anything you own. You could try debt consolidation services, make sure they are non profit as some charge you for their services.
Was it right for my Girlfriend to start an argument with for not spending enough money on her kids?
I began dating my current girlfriend in the summer of 2008. At the time we started dating both of us lived in Atlanta Ga, the state where I’m from. Well after 3 months, her parents, out of the blue, decide to buy her a house back in her home state of Iowa, and threw someone back home help her get a job as a bartender. She moved, and I was very sad because I had a strong relationship with her. We continued to do the long distance thing over the phone, and threw SKYPE . After about 9 months. She said she could not continue to do the long distance thing unless I came out to see her this weekend. We were talking on a Thursday. I told her it was too short notice.. I could not get out of work without asking for vacation time as most people. She bacisly gave me an ultimatum, she told me if I did not come, our relationship would be over… So I call my boss, tell him I need to leave, fly out there. Spend 4 days with her. Fly home. Upon returning home, It’s bad news. I’m being investigated by corporate for leaving without going threw the proper channels. Even though my boss said it was fine, I was supposed to run it threw corporate also, so I end up getting fired . Not messing around I immediately file for Unemployment benefits the vary day i get canned. My girlfriend told me to come back to Iowa, She said she knew someone who could help me get a job. Again being stupid, I pack my stuff and fly out there. Soon as I arrive I find out I got approved for my unemployment thank god. It’s 300$ per week. But when you factor in Gas, and car insurance, thats not a lot left over. My girlfriends parents are extremely wealthy and were paying for the house and the utilities .
I chipped in on stuff, small stuff. Like I would throw in about 80$ a week for groceries. I would take her sons out to dinner and to the movies. But my money was very tight as you can imagine, being out of work is no fun. I was living Unemployment check to unemployment check. 3 months into my stay in Iowa, my girlfriend has not lifted a finger to help me find work. She starts attacking me verbally for not contributing enough. She attacks me and says I’m only spending my money on myself. Which was very strange to me because I was struggling so bad as it is. I pointed out that she had a job which she is currently making about 40k a year and has no bills. Literally everything is paid for by her parents for her. Even her wireless bill. I point out that I buy her children dinner, at-least 3 nights a week. And never ask her to repay me. I also point out that she told me she would help me find a job and has not . She starts screaming about how i spend all my money on Myself, and stuff for my car? things like Tires and car wax? I told her I might have to sell my car if I don’t find a job soon. … She mentioned nothing about the fact that I used to have a job paying 75k a year that I lost because she demanded to see me and I foolishly complied with her ultimatum. I didn’t throw that out there, because I felt it’s not fair for me to blame her for that, because I was the one who ultimately made the wrong decision. Do you think it’s right for her to attack me for this? I have not made any big purchases other than 4 new tires because my old ones were bad, and 2 auto repairs for my car… Waterpump, and a headlight. She brings in about 750$ a week with her job . And has no bills, not a single bill. Even her gasoline is paid for, she has credit cards her parents pay for everything literally. The only time she spends her own money out of pocket, is when a business does not take Visa.